Aetna® is committed to making health insurance simpler and more convenient.

Get Medicare coverage plus the benefits you want.

$0 monthly premium Aetna Medicare Advantage plans may be available in your area.

Speak with a licensed agent

1-800-891-6309 Quote by phone

TTY: 711, 24/7

Aetna® plans provide the Medicare coverage you may want and need.

Aetna Medicare Advantage PPO plans

Aetna Medicare Advantage preferred provider organization (PPO) plans give you the freedom and flexibility to visit a doctor whether they’re in or out of the plan’s provider network.

You can typically see a provider without a referral from a primary care physician (PCP), as long as they accept Medicare and the Aetna plan terms. In most cases, your out-of-pocket costs may be less if you visit an in-network provider.

You may be able to get this coverage for a monthly plan premium as low as $0.

Do Aetna Medicare PPO plans require a referral?

With an Aetna Medicare Advantage PPO plan, you don’t need a referral from a PCP to see a specialist. In fact, you aren’t required to designate a PCP with an Aetna Medicare Advantage PPO plan.

What Medicare Advantage PPO plans does Aetna offer?

We offer a variety of Medicare Advantage plans, including several types of PPO plans.

Aetna Medicare℠ Plan (PPO)

  • Provides coverage with a nationwide network of medical providers and facilities.
  • More flexibility to visit out-of-network providers.
Find my plan

Aetna Medicare Prime Plan (PPO)

  • Provides coverage with a nationwide network of medical providers and facilities.
  • $0 copay for all preventive services covered under Original Medicare
  • More flexibility to visit out-of-network providers and medical facilities.
Find my plan

Plan selection, costs and coverage will vary from one location to another. You may have other plans available to you.

What do Aetna Medicare Advantage PPO plans cover?

Medicare Advantage (Part C) plans provide the benefits of Original Medicare (Part A and Part B). Aetna Medicare Advantage plans also include additional benefits not covered by Original Medicare, such as prescription drug coverage.

Other benefits offered by some Aetna Medicare Advantage PPO plans include:

  • Annual out-of-pocket spending limit on approved medical services
  • Mail-order home delivery of prescriptions, if your plan offers prescription drug coverage
  • Coverage for dental care, vision exams, eyeglasses and hearing aids
  • SilverSneakers® membership
  • A 24/7 nurse hotline where you can get quick answers to your health questions from a registered nurse
  • A concierge service that connects you to local health care services in your community, such as caregiver support, community transportation, volunteer opportunities and more
  • A meals-at-home program that brings nutritious meals to you at home when you’re recovering from a hospital stay
  • An allowance for certain over-the-counter (OTC)  items like vitamins and cold medicine
  • No-added-cost annual flu shots

Plan benefits and availability may vary by service area.

Contact a licensed insurance agent to learn more about Aetna Medicare Advantage PPO plans that may be available where you live. You can speak directly with a licensed agent by calling 1-800-891-6309, TTY: 711. They’re available 24 hours a day, 7 days a week.

Find your Aetna Medicare Advantage plan.


By entering my contact information and pressing "Get started" above, I consent to receive e-mails, telephone calls, text messages and artificial or pre-recorded messages from TZ Insurance Solutions LLC or its affiliates and third-party partners, regarding Aetna Medicare products and services, including Medicare Advantage plans, MA-PD plans, Medicare Part D plans or Medicare Supplement Insurance plans, at the e-mail address and telephone number provided above, including my wireless number, if provided, utilizing an automated telephone dialing system. I understand that my wireless carrier’s standard message and data rates apply. I understand that I am not required to grant this consent as a condition of purchasing any property, goods or services from the foregoing companies, and I agree to this website's Privacy Policy and Terms of Use.

Quote by phone 1-800-891-6309