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Get Medicare coverage plus extra benefits.

$0 premium Aetna Medicare Advantage plans may be available in your area.

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Aetna® plans provide the Medicare coverage you need and the added benefits you want.

Aetna Medicare Advantage HMO plans

Aetna Medicare Advantage health maintenance organization (HMO) plans can help you get the personalized health care you need at the right time.

With most Aetna Medicare Advantage HMO plans, you can enjoy the benefits of Original Medicare (Part A and Part B) and some additional benefits such as prescription drug coverage, all in one single plan.

You can get all of this for a plan premium as low as $0.

Do Aetna Medicare HMO plans require a referral?

Most – but not all – Aetna Medicare Advantage HMO plans require you to select a primary care physician (PCP) from a nationwide network of health care providers.

Your primary care physician helps coordinate most of your medical care. If more specialized treatment is necessary, your primary care physician will give you a referral to visit a specialist or hospital in the Aetna plan network.

In some limited instances – such as in an emergency – you may be able to receive out-of-network care. However, you are typically required to visit a provider within the network. The plan may also include in-network coverage when you travel in the US.

What Medicare Advantage HMO plans does Aetna offer?

Aetna offers a variety of Medicare Advantage plans, including several types of HMO plans.

Aetna Medicare Plan (HMO)

  • Provides coverage with a nationwide network of medical providers and facilities.
  • In-network coverage available when you travel in the US.
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Aetna Medicare Open Access Plan (HMO)

  • Provides coverage with a nationwide network of medical providers and facilities.
  • No referrals required to see a specialist.
  • In-network coverage available when you travel in the US.
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Aetna Medicare Prime Plan (HMO)

  • Provides coverage with a local network of medical providers and facilities.
  • Allows out-of-network visits for emergency situations, renal dialysis or urgent care.
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Plan availability, costs and benefits vary by location. A licensed agent can help you compare the plans that are available in your area.

What do Aetna Medicare Advantage HMO plans cover?

Many Aetna Medicare Advantage HMO plans offer additional benefits that aren’t covered by Original Medicare.

Some of these extra benefits may include:

  • Annual out-of-pocket limit on approved medical services to help protect you from potentially high medical costs
  • Prescription drug coverage, often with a mail-order home delivery option
  • Coverage for routine dental care, vision exams, eyeglasses and hearing aids
  • SilverSneakers® membership
  • A 24/7 nurse hotline where you can get answers to your medical questions any time, day or night
  • A concierge service that connects you to local health care services in your community, such as community transportation, caregiver support and more
  • Meals-at-home delivery service following hospital stays
  • Allowance for over-the-counter (OTC) benefit to get select items such as vitamins and cold medicine

Aetna Medicare Advantage HMO plan selection varies by location. Contact a licensed insurance agent to learn about more about your plan options. Speak with a licensed agent directly by calling 1-800-891-6309, TTY: 711. They’re available 24 hours a day, 7 days a week.

Find your Aetna Medicare Advantage plan.


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